Renters Insurance

Don't Wait

The Wight Insurance Agency makes getting the renters insurance coverage you need quick, easy and convenient.

  • Get a quote in minutes - just apply online.
  • We'll notify your community that you're covered, so you don't have to
  • Manage your policy from your computer or a mobile device

Generous Options

  • Personal property protection at today's replacement cost
  • Full theft and burglary coverage for personal property
  • Coverage for up to five roommates at no added expense
  • Dog bite coverage with no dog breed restrictions, up to the $100,000 liability limit
  • Add-ons where available, such as pet damage coverage, jewelry protection, water damage and much more

Renters Coverage - Real Life

Upon returning from a long weekend away, you discover your place was broken into and your bike is missing. Personal Property coverage can help you replace your stolen bike and any other items that are missing.

During a party at your place, someone slips on the kitchen floor and breaks their wrist. You'll be protected from any legal claim this person may bring against you with Liability coverage.

A pipe bursts in your apartment and it becomes unlivable. Additional Living Expenses coverage will pay for temporary lodging while the pipe is fixed.

Terms to Know

The initial amount you pay out-of-pocket before coverage kicks in. In most cases, you pay this upfront in the event of a claim, even if you were not at fault.

The total amount that you pay for an insurance policy.

Actual cash value
The current market value of lost or damaged property at the time of loss. This usually factors in depreciation.

Additional living expenses
Any necessary expenses you incur while you're unable to be in your home due to a covered loss.

How much coverage do I need?

The coverage you need depends on a variety of factors, such as:

  • Your net worth
  • What you need to protect your property against
  • The value of your property
  • How much risk you’re comfortable with

As a rule of thumb, you should purchase enough to cover the full amount of your personal property, including your clothes, electronics, furniture, kitchenware, and other items you own

Great Features

Low Deductibles

As low as $100 for Personal Property in most states

Flexible Billing

Pay monthly, quarterly or save by paying annually

Theft Coverage

Included on personal property no matter where you are

Solid Experience

Access to carriers with over 70 years helping customers protect what matters most




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