The Wight Insurance Agency makes getting the renters insurance coverage you need quick, easy and convenient.
Upon returning from a long weekend away, you discover your place was broken into and your bike is missing. Personal Property coverage can help you replace your stolen bike and any other items that are missing.
During a party at your place, someone slips on the kitchen floor and breaks their wrist. You'll be protected from any legal claim this person may bring against you with Liability coverage.
A pipe bursts in your apartment and it becomes unlivable. Additional Living Expenses coverage will pay for temporary lodging while the pipe is fixed.
The initial amount you pay out-of-pocket before coverage kicks in. In most cases, you pay this upfront in the event of a claim, even if you were not at fault.
The total amount that you pay for an insurance policy.
Actual cash value
The current market value of lost or damaged property at the time of loss. This usually factors in depreciation.
Additional living expenses
Any necessary expenses you incur while you're unable to be in your home due to a covered loss.
The coverage you need depends on a variety of factors, such as:
As a rule of thumb, you should purchase enough to cover the full amount of your personal property, including your clothes, electronics, furniture, kitchenware, and other items you own
As low as $100 for Personal Property in most states
Pay monthly, quarterly or save by paying annually
Included on personal property no matter where you are
Access to carriers with over 70 years helping customers protect what matters most